13-week rolling cash flow forecast
See your cash position 13 weeks ahead. Enter your figures and the rolling closing balance calculates itself.
Excel workbook
Resources
Free tools and guidance.
Practical templates and plain English articles you can use today. No sign up required. Built by a qualified Financial Controller for owner-managed businesses across the Caribbean.
Spreadsheet tools
Ready to use Excel workbooks with the formulas already built in. Most download with no sign up; a few ask only for your email.
Annual budget builder
A monthly profit and loss for the year ahead, driven by one assumptions tab so you can model fast.
Excel workbook · email required
Pricing and break-even calculator
Enter price, variable cost, and fixed costs to find your margin and the volume you must sell to break even.
Excel workbook
Working capital tracker
See how much cash is tied up in receivables, stock, and payables, and track your cash conversion cycle.
Excel workbook · email required
Loan amortisation and affordability schedule
Enter amount, rate, and term for the monthly payment and a full interest and principal repayment schedule.
Excel workbook · email required
Job and project profitability tracker
Track quoted price against costs per job, with profit and margin calculated automatically.
Excel workbook
Inventory reorder and holding-cost calculator
Find the economic order quantity, reorder point, and annual holding cost for each product.
Excel workbook
Fixed asset register and depreciation
A register that calculates straight-line depreciation and net book value for every asset.
Excel workbook
Guides and checklists
Practical PDF guides you can print and work through. Free, no sign up.
Financial health self-assessment scorecard
Score your business on cash, profit, controls, and planning to see where the gaps are.
PDF guide
Monthly board pack checklist
Everything a board-ready monthly pack should contain, ready to tick off as you prepare it.
PDF guide
Lender readiness checklist
Everything a bank wants to see before it says yes, assembled in advance so you move faster.
PDF guide
Month-end close checklist
A repeatable routine for clean monthly numbers, from bank and cash through to review and report.
PDF guide
Hurricane season cash buffer planner
Size the cash buffer your business needs to survive a trading interruption in the Caribbean season.
PDF guide
Insight articles
Short, practical reads on the financial decisions that move a business: cash flow, pricing, forecasting, and financing. 4 articles and counting.
Latest article
Getting ready to borrow: what a bank actually wants to see
A loan application is not just a form. Banks lend to businesses they understand and trust. Here is how to prepare the numbers and the narrative before you walk in.
Want these tools applied to your own numbers?
Bring them to a complimentary financial health review and we will work through them together.
Request a complimentary review